How the deductions work
Each program sets a total premium as a percentage of wages, then says how much of it an employer may pass on to employees. In California, Rhode Island and Connecticut the worker pays the whole contribution; New Jersey workers pay their own TDI and FLI rates while employers pay a separate TDI rate. Elsewhere it is split — Oregon 60% employee, Washington about 71%, Colorado, Minnesota, Maine, Delaware and Maryland up to half — and employers may choose to cover your share. DC is funded entirely by employers. Most programs stop charging at the Social Security wage base ($184,500 in 2026); California has no ceiling at all; New Jersey, Rhode Island and Hawaii use their own caps; New York caps the dollar amount.
2026 employee deductions by state
| Program | Rate (employee share) | $50,000 | $100,000 | $200,000 |
|---|---|---|---|---|
| California SDI | SDI 1.3% | $650 | $1,300 | $2,600 |
| Colorado FAMLI | FAMLI premium (employee half) 0.44% to $184,500 | $220 | $440 | $811.80 |
| CT Paid Leave | CT Paid Leave 0.5% to $184,500 | $250 | $500 | $922.50 |
| Delaware Paid Leave | Paid Leave (most an employer of 25+ may deduct) 0.4% to $184,500 | $200 | $400 | $738 |
| DC Paid Family Leave | DC Paid Family Leave is funded entirely by employers (0.75% of wages), so nothing is deducted from your pay. | — | — | — |
| Hawaii TDI | TDI (most an employer may withhold) 0.5% to $78,011, max $390 | $250 | $390 | $390 |
| Maine PFML | PFML premium (most an employer may deduct) 0.5% to $184,500 | $250 | $500 | $922.50 |
| Maryland FAMLI | Contributions start Jan. 1, 2027 at 0.9% of wages up to the Social Security cap, split equally: up to 0.45% from your pay. The 2028 rate will be set by Nov. 1, 2027. | — | — | — |
| Massachusetts PFML | PFML (most an employer may withhold) 0.46% to $184,500 | $230 | $460 | $848.70 |
| Minnesota Paid Leave | Paid Leave premium (most an employer may deduct) 0.44% to $184,500 | $220 | $440 | $811.80 |
| New Hampshire PFML | Employer plans set their own premium; the individual plan premium is capped at $5 a week ($260 a year). | — | — | — |
| New Jersey TDI & FLI | TDI 0.19% to $171,100; FLI 0.23% to $171,100 | $210 | $420 | $718.62 |
| New York PFL & DBL | PFL 0.432%, max $411.91; DBL (if your employer passes it on) 0.5%, max $31.20 | $247.20 | $443.11 | $443.11 |
| Paid Leave Oregon | Paid Leave Oregon (employee 60%) 0.6% to $184,500 | $300 | $600 | $1,107 |
| Rhode Island TDI & TCI | TDI/TCI 1.1% to $100,000 | $550 | $1,100 | $1,100 |
| Vermont FMLI | Premiums are quoted individually by The Hartford, or set by your employer’s plan, so there is no single rate to show. | — | — | — |
| Washington Paid Leave | Paid Leave premium (employee share) 0.807% to $184,500 | $403.58 | $807.16 | $1,489.21 |
New York’s line includes up to 0.5% for disability benefits (capped at 60 cents a week), which many employers pay themselves. Delaware’s figure is for employers with 25 or more employees; smaller covered employers collect less. Maryland’s deductions start in January 2027 at up to 0.45% of wages.
What changes in 2027
- New York PFL rises to 0.452% of wages, at most $451.81.
- Colorado’s total premium falls from 0.88% to 0.86%; Minnesota stays at 0.88%.
- Maryland starts collecting: 0.9% of wages, split equally between employer and employee.
- Massachusetts swaps the employee and employer shares of the family and medical portions.
- California, New Jersey, Rhode Island, Washington, Oregon and Delaware had not published 2027 rates when we checked; their announcements are due between October and December.
Contributions are separate from eligibility: in most states, paying in does not by itself make you eligible, and a benefit claim is judged on the wages reported for your base period.