How Hawaii TDI works out your benefit
For salaried workers the average weekly wage is simply the weekly salary in the last week before the disability began. For others it is the average of the last eight weeks with the last employer — or the last 52 weeks for commission or piece-rate pay.
TDI pays 58% of that figure, rounded up to the next dollar. The 2026 maximum of $871 is 58% of the $1,500.21 maximum weekly wage base, also rounded up. If your average weekly wage is under $26, the benefit equals your wage, up to $14.
Most Hawaii employers provide TDI through an insurer or a self-insured plan rather than a state fund, and those plans may pay more than this statutory level.
Hawaii figures by date
| Window | Weekly maximum | Other figures | Your contribution |
|---|---|---|---|
| Jan 1, 2026 – Dec 31, 2026 | $871 | Maximum weekly wage base: $1,500.21 | TDI (most an employer may withhold): 0.5% up to $78,011 (max $390/yr) |
After the last window, the calculator switches to an explicit “enter the official figure” mode rather than reusing an old maximum.
Worked example
Take a worker paid $1,100 a week with steady pay, taking 8 weeks off (my own illness, injury or pregnancy) from Oct 5, 2026, when the figures for Jan 1, 2026 – Dec 31, 2026 apply. Hawaii TDI uses the weekly salary, or the average of the last 8 weeks: $1,100.
The formula gives 58% × $1,100 = $638: a weekly benefit of $638, or 58% of their usual weekly pay. The first week is an unpaid waiting week, so 7 paid weeks come to $4,466.
Over a year, their own payroll contribution is $286 — about $5.50 a week.
At $200,000 a year, the same leave pays $871 a week — the maximum, 23% of that worker’s weekly pay, for a yearly contribution of $390.
What catches people out in Hawaii
- The first 7 days are unpaid for every period of disability.
- To qualify you need at least 14 weeks in the past 52 in which you worked 20+ hours and were paid, with at least $400 earned, and you must be in current employment.
- Your share is capped: employers may withhold half the premium cost, but no more than 0.5% of weekly wages — at most $7.50 a week in 2026.
- Bonding or caregiving is not covered. TDI is for your own illness, injury or pregnancy only.
Official Hawaii resources
Related programs
Other long-standing state disability programs.
Sources for this page
- Hawaii DLIR Disability Compensation Division: 2026 maximum weekly wage base and weekly benefit amount (Dec. 10, 2025). Supplies: 2026 maximum weekly benefit $871; weekly wage base $1,500.21; employee withholding up to 0.5%, max $7.50/week. Checked .
- Hawaii State Legislature: HRS Chapter 392, Temporary Disability Insurance (2017 compilation). Supplies: 58% of AWW rounded up; AWW under $26 rule; 7-day waiting period; 26 weeks; eligibility. Checked .
- Hawaii DLIR: Hawaii Administrative Rules Title 12, Chapter 11 (TDI). Supplies: Average weekly wage for non-salaried workers: last eight weeks. Checked .
- Hawaii DLIR Disability Compensation Division: TDI frequently asked questions. Supplies: 14 weeks of 20+ hours and $400 in 52 weeks. Checked .
Figures on this page verified . Spotted a difference from your agency’s notice? Report a correction.