How Maine PFML works out your benefit
Maine divides the wages in your base period — the first four of the last five completed calendar quarters — by 52.
Under the program’s rule the calculation runs in two tiers, each rounded up to the whole dollar: 90% of your wage up to a Tier 1 cap of half the state average weekly wage ($625 from $1,249.12), then 66% of the part above it. The total is capped at the state average weekly wage, shown as $1,250 on the state’s own benefit chart.
Which state average applies is set by the rule: the July 1 figure before your application or leave start, whichever is earlier. The statute says an adjusted maximum takes effect January 1 — a conflict we note rather than paper over. We follow the rule and the state’s published chart, which our engine reproduces exactly.
Maine figures by date
| Window | Weekly maximum | Other figures | Your contribution |
|---|---|---|---|
| Jan 1, 2026 – Jun 30, 2026 | $1,199 | State average weekly wage: $1,198.84 | PFML premium (most an employer may deduct): 0.5% up to $184,500 |
| Jul 1, 2026 – Dec 31, 2026 | $1,250 | State average weekly wage: $1,249.12 | PFML premium (most an employer may deduct): 0.5% up to $184,500 |
| Jan 1, 2027 – Jun 30, 2027 | $1,250 | State average weekly wage: $1,249.12 | Not yet published |
After the last window, the calculator switches to an explicit “enter the official figure” mode rather than reusing an old maximum.
Worked example
Take a worker paid $50,000 a year with steady pay, taking 12 weeks off (bonding with a new child) from Oct 5, 2026, when the figures for Jul 1, 2026 – Dec 31, 2026 apply. Maine PFML uses the base-period wages ÷ 52: $961.54.
The formula gives 90% × $625 = $563 + 66% × $336.54 = $223: a weekly benefit of $786, or 82% of their usual weekly pay. 12 paid weeks come to $9,432.
Over a year, their own payroll contribution is $250 — about $4.81 a week.
At $200,000 a year, the same leave pays $1,250 a week — the maximum, 33% of that worker’s weekly pay, for a yearly contribution of $922.50.
What catches people out in Maine
- Only medical leave waits. The first 7 days of medical leave are unpaid, once per benefit year; family leave has no waiting period.
- To qualify you need base-period wages of at least 6 times the state average weekly wage — $7,494.72 at $1,249.12.
- The premium is 1% of wages, and employees pay no more than 0.5% through 2027. Employers with 15 or more workers remit the full 1% and may deduct up to half.
- 12 weeks in total per benefit year, across all leave reasons.
Official Maine resources
Related programs
New England neighbors.
Sources for this page
- Maine Legislature: 26 M.R.S. §850-C (benefits). Supplies: 90% up to 50% of the state AWW plus 66% above, maximum = state AWW; 7-day wait for medical leave. Checked .
- Maine Department of Labor: Rule 12-702, Chapter 1 (benefits). Supplies: Tier rounding rules; average weekly wage = base-period wages ÷ 52; state AWW updated each July 1. Checked .
- Maine Department of Labor: PFML premium and benefit chart (2026). Supplies: Maximum $1,250 (state AWW rounded); 0.5% employee premium up to the $184,500 Social Security cap; worked benefit amounts by earnings. Checked .
- Maine Workers’ Compensation Board: 2026 state average weekly wage notice (rev. Aug. 14, 2026). Supplies: State AWW $1,249.12 from July 1, 2026; $1,198.84 for July 2025 – June 2026. Checked .
- Maine Legislature: 26 M.R.S. §850-A (eligibility). Supplies: Base-period wages of at least 6 × the state average weekly wage. Checked .
- Maine Legislature: 26 M.R.S. §850-B (leave entitlement). Supplies: 12 weeks in the aggregate in a benefit year. Checked .
- Maine Department of Labor: PFML workplace poster (2025). Supplies: Employee premium no more than 0.5% of wages for 2025 through 2027. Checked .
Figures on this page verified . Spotted a difference from your agency’s notice? Report a correction.