How Massachusetts PFML works out your benefit
The Department of Family and Medical Leave looks at the last four completed calendar quarters, takes the two in which you earned the most, and divides by 26. If you worked in only one or two quarters, it uses the single highest quarter instead.
You receive 80% of that average up to half the state average weekly wage — $961.24, half of $1,922.48, for 2026 — and 50% of the rest, capped at 64% of the state average: $1,230.39. The year in which your benefit year starts fixes the figures for that whole benefit year.
No benefit is paid for the first 7 calendar days of a leave, with one exception: family leave that follows straight on from a pregnancy-related medical leave does not wait again.
Massachusetts figures by date
| Window | Weekly maximum | Other figures | Your contribution |
|---|---|---|---|
| Jan 1, 2026 – Dec 31, 2026 | $1,230.39 | State average weekly wage: $1,922.48 | PFML (most an employer may withhold): 0.46% up to $184,500 |
After the last window, the calculator switches to an explicit “enter the official figure” mode rather than reusing an old maximum.
Worked example
Take a worker paid $80,000 a year with steady pay, taking 12 weeks off (bonding with a new child) from Oct 5, 2026, when the figures for Jan 1, 2026 – Dec 31, 2026 apply. Massachusetts PFML uses the two highest of the last four completed quarters ÷ 26: $1,538.46.
The formula gives 80% × $961.24 = $768.99 + 50% × $577.22 = $288.61: a weekly benefit of $1,057.60, or 69% of their usual weekly pay. The first week is an unpaid waiting week, so 11 paid weeks come to $11,633.60.
Over a year, their own payroll contribution is $368 — about $7.08 a week.
At $200,000 a year, the same leave pays $1,230.39 a week — the maximum, 32% of that worker’s weekly pay, for a yearly contribution of $848.70.
What catches people out in Massachusetts
- Medical and family weeks share a ceiling. Up to 20 weeks of medical leave and 12 of family leave, but no more than 26 in total in a benefit year (26 weeks of family leave are available to care for a covered servicemember).
- Your share of the cost: in 2026 the total rate is 0.88% of wages up to the Social Security cap, and employers may withhold up to 0.46%. A 2026 law swaps the family and medical splits from 2027.
- 2027 figures were not confirmed. The law requires them by October 1, 2026, but we could not verify them from the state’s site on October 5, so a leave starting in 2027 asks for the official maximum.
- There is an earnings test: base-period wages of at least 30 times your weekly benefit, plus an indexed minimum the state sets each year.
Official Massachusetts resources
Related programs
New England neighbors — two of them voluntary.
- ConnecticutCT Paid Leave
- Rhode IslandRhode Island TDI & TCI
- New YorkNew York PFL & DBL
- New HampshireNew Hampshire PFML
- VermontVermont FMLI
Sources for this page
- Massachusetts Legislature: M.G.L. c.175M §3 (benefit amounts). Supplies: 80% up to half the state AWW plus 50% above; maximum 64% of state AWW; 7-day waiting period. Checked .
- Massachusetts Legislature: M.G.L. c.175M §2 (leave entitlement). Supplies: 12 weeks family, 20 weeks medical, 26 combined; no family waiting week after pregnancy medical leave. Checked .
- Massachusetts DFML: How PFML weekly benefit amounts are calculated and/or changed. Supplies: 2026 state AWW $1,922.48; maximum $1,230.39; AWW from two highest of last four quarters. Checked . mass.gov blocks automated requests; read via the Internet Archive copy dated Oct. 2, 2026.
- Massachusetts DFML: Employer contribution rates and calculator. Supplies: 2026 total 0.88%; employee may pay up to 0.46%; contributions capped at the Social Security maximum. Checked . Read via the Internet Archive copy dated Sept. 16, 2026.
- Massachusetts Legislature: Chapter 101 of the Acts of 2026. Supplies: Swaps the family/medical employee shares from 2027. Checked .
- Massachusetts Legislature: M.G.L. c.151A §1 (definitions). Supplies: Average weekly wage = one twenty-sixth of the two highest quarters. Checked .
Figures on this page verified . Spotted a difference from your agency’s notice? Report a correction.